Level Term Assurance

What does level life term assurance cover?

Level term life assurance provides a lump sum (a specific amount of money i.e. £100,000) in the event of the life insureds death during the term. The term is the period of time the policy is in force.

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Why is level term life assurance cover useful?

Level term life assurance is primarily designed to provide that sense of security and peace of mind that your family or loved ones are looked after death of the policy holder. 

This can also be useful to allow loved ones or beneficiaries to continue their lifestyle and perhaps even provide for their preferred school/university after you’re gone. 

What term can level term life assurance policy be taken for?

Like other life assurance policies this will usually come with a capped age limit & capped policy length depending on the insurer. 

 

THESE PLANS TYPICALLY HAVE NO CASH IN VALUE AT ANYTIME AND COVER WILL CEASE AT THE END OF THE TERM. IF PREMIUMS CEASE, THEN COVER WILL LAPSE.

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