Get in touch
I’m Mark Anderson, otherwise known as You 1st Mortgages. I’m a solo broker working within the Primis Network and have worked in different roles within the financial services industry for the past thirty three years.
I’m fully qualified, having Dip/FA CeMAP Diploma & CeRER qualifications. I’m also a Member of the London Institute of Banking & Finance and a CeMap Professional. My membership is evidenced on their website and can be checked by searching for me by name at: https://www.libf.ac.uk/members-and-alumni/sps-and-cpd-register
The most enjoyable part of my job is helping people to achieve their home ownership goals and take control of their future.
In my spare time, I enjoy the International Rugby Union and playing pool. I recently bought a pool table and now offer You 1st customers the chance to challenge me to win up to 50% off their fees. Each week one lucky customer has the chance to play five games of pool against me, each of which is worth 10% off their mortgage fees, if they win.
About You 1st Mortgages
The name You 1st Mortgages was chosen for one simple reason, we put You 1st!
We offer tailored mortgage products, so those looking for an ‘off the shelf’ mortgage may not feel that we’re the right fit for them. We work directly with over fifty lenders which allows us access to hundreds of different mortgage products. This means we can find the most suitable deal for all of our clients, no matter what their needs.
We have no interest in making people fit mortgage products, we want to ensure that mortgages are flexible enough to fit the person. The right mortgage should be affordable, with terms and interest rates that serve you.
Our range of services is broad and varied, and we offer qualified and regulated advice in the following areas:
Mortgages for First Time Buyers
Retirement Interest-Only Mortgages
Equity Release products
We can also offer unregulated advice in the following areas:
Buy to Let Mortgages for both first time landlords and portfolio managers
We are a full service brokership, so can help throughout the entire mortgage application process, alleviating stress and effort on your part, wherever possible. We can recommend experienced estate agents, solicitors or conveyancers, where required, obtaining a quote in advance, so that you’re fully aware of costs before committing to their services.
We take risk very seriously, and like to ensure that our clients are aware of and have fully considered how they would continue with their mortgage repayments in the event of redundancy, illness or injury. We provide advice on income protection and critical illness protection, both of which have many cover options available, especially for those clients with families to consider.
We can provide advice on a wide range of insurance products, such as life insurance and over fifties protection, as well as home buildings and home contents insurance. Our thorough review process will ensure that your policies provide full cover for those things that are most important to you, without the need to complete endless online forms.
Last, but not least, having realised that many people fail to consider Wills after our initial advice, we’ve recently added a Will writing to our list of services. We understand that it’s no fun to consider that far into the future, but the truth is, it’s an important part of home ownership. We want to ensure that your property and possessions go to your loved ones, when the worst does eventually happen. Our legal team are members of the Society of Trust and Estate Practitioners, so whilst not a regulated part of our business, we take it very seriously and, as always, we put our customers first..
We will charge a fee of £295. £195 upfront to pay for research and administration followed by a payment of £100 on offer.
The initial consultation period will always be completely free of charge until such time you achieve your mortgage offer.
You 1st Mortgages are regulated with the Financial Conduct Authority and further details can be found on their website.
About our clients
There’s no such thing as a typical mortgage client and there is certainly not a typical You 1st client. We’ve helped a wide range of people, from individual first time buyers to families moving to a larger home. From those looking to remortgage to save money to those who want to finish repaying their mortgage more quickly. Retirees looking to downsize to those wanting an interest-only mortgage, we’ve helped them all.
At You 1st Mortgage we understand that everyone is an individual. Our goal is to tailor mortgage products to the individual as each client will have their own needs and their own personal circumstances. We always work with our clients’ interests at the forefront of our mind, helping them to secure a home and mitigate any future risks to its security.
We love reading feedback from our customers, and it’s humbling to know that we’ve helped them throughout a potentially stressful time. But don’t take it from us, visit our TrustPilot page to see what our happy customers say: https://uk.trustpilot.com/review/you1stfs.com